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Preheat oven to 400°F. Lightly grease 12 muffin cups or line with paper baking cups. Set aside
Mix first 7 ingredients in large bowl. Mix milk, oil, egg and vanilla in medium bowl. Add to flour mixture; stir just until dry ingredients are moistened (batter will be thick and slightly lumpy). Stir in apple, nuts and raisins. Spoon batter into prepared muffin cups, filling each cup 2/3 full
Bake 20 to 25 minutes or until toothpick inserted into center of muffins comes out clean. Serve warm