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Brown meat in large skillet on medium-high heat. Drain fat. Stir in Taco Seasoning Mix and water. Bring to boil. Reduce heat to low; simmer 5 minutes, stirring occasionally. Stir in beans; cook until heated through.
Spread meat mixture in 2-quart bowl.
Top with layers of cheese, olives, tomatoes, guacamole, sour cream, salsa and onions. Serve immediately with tortilla chips.